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CAPITAS® FINANCIAL, LLC, is a life insurance and financial services marketing organization founded by a nationwide network of highly experienced insurance and investment specialists. Many of the partners have worked together for up to 30 years.
The aggregate life insurance production for CAPITAS® FINANCIAL, LLC exceeds the new premium results for many top rated insurance carriers.
The portfolio of CAPITAS® FINANCIAL, LLC includes competitive whole life, universal life, variable universal life, term life, long term care, disability, annuities, lifetime settlements and niche products to support cutting edge planning concepts. Our philosophy is to focus on working with a group of highly rated core carriers.
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Our Philosophy-
Understanding and properly managing every facet of your business is challenging when each of your advisors is focused only on his or her area of expertise. At Keith Eck Financial we utilize a team approach to assist our clients in the coordination of their business succession, estate planning, asset management, and insurance needs. Our strategic alliances of Certified Public Accountants, Estate, tax and business attorneys, family business consultants, business valuation experts, and institutional money managers work together to accomplish your personal and business financial goals and objectives.
We have over 30 years experience in the financial services area assisting business owners with the various aspects of Business Succession planning including wealth accumulation, wealth retention, and wealth disposition planning. We offer independent non-proprietary based objective financial advice.
“Our mission is to serve clients in a way that is consistent with the values that we as a firm embrace. Our persistence, service and knowledge set us apart from other financial service individuals and firms.”
These values are:
- Integrity
- Craftsmanship
- Innovation
- Service
- Financial Conservatism
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Keith Eck, CLU, ChFC
Founder/Owner
keck@psfin.com
Direct: 858-731-3115
CA Insurance License #0775644
Keith graduated from the University of California in Los Angeles where he earned a Bachelor of Arts degree. He played football at UCLA and subsequently played for the Washington Redskins professional football team in 1977. In 1978, he coached at UCLA and in 1979 played for the New York Giants.
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His football career abruptly ended in 1980 when he suffered a heart attack on an airplane en route to a pre-season training camp for the Giants. Shortly thereafter, Keith entered the financial services industry working for a pension firm, where his responsibilities included design and implementation of retirement plans for business owners throughout California. During his tenure Keith developed a passion for assisting business owners with achieving their succession goals. In 1990 Keith founded Keith Eck Financial & Insurance Services to pursue this passion.
Active in his community, Keith is a current member of the Board of Directors for the San Diego Make-A-Wish Foundation and has been a volunteer for over 14 years, a co-founder of the Scripps Hospital STAR Program (Stroke Treatment and Recovery) and former branch board president and as well as a former executive board member of the San Dieguito Boys and Girls Club. He resides in Rancho La Costa, California with his wife Marcela and their three children, Kristen, Tanner and Nicole.
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Accreditation and Licenses:
- Licensed Series 7 and 63 securities and variable agent since 1983
- Licensed Life, Disability agent since 1978
- CLU (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant) since 1986
- Currently pursuing graduate studies to complete the AEP (Accredited Estate Planner) designation with a specialty in Business Succession Planning
Notable Industry honors and awards:
- Life and qualifying member of the Million Dollar Round Table
- Member of the MDRT honor roll
- Membership in the prestigious MDRT Court of the Table
- Membership of MDRT Quarter Century Club
Our Associates-
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Stephanie San Antonio, RHU
Director of Business Development
Employee Benefits Specialist
ssanantonio@psfin.com
Direct: 858-731-3107
CA Insurance License #0E15215
A seasoned veteran in the financial services industry, Stephanie joined Keith Eck Financial in 2003 and brings the highest level of dedication and professionalism to our firm. |
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A graduate of the University of California at San Diego with degrees in Economics and Sociology, she also holds her Series 7 and 66 Investment Licenses, her CA Life and Health Insurance License as well as her RHU designation, the premier credential in the Health Insurance Market. The RHU program provides up-to-date, relevant education on medical insurance, disability income insurance, long-term care insurance, and managed care. In addition to overseeing the employee benefits department of Keith Eck Financial, Stephanie is also dedicated to providing personalized and objective life insurance and investment advice, plan design and implementation strategies.
Stephanie is also the co-founder of Breakaway Networking, a San Diego based networking group that focuses on connecting with other professionals while shaping their bodies and businesses. While being active in the business community, she also is the San Diego co-chapter leader of Room to Read (www.roomtoread.org), a non-profit organization dedicated to creating world change by educating children in the developing world. Stephanie lives with her husband, Marco in San Elijo Hills, California. Together, they enjoy training and competing in the sport of triathlon.
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Kyla Seabrook
Director of Operations
kseabrook@psfin.com
Direct: 858-731-3142
CA Insurance License #0F79864 Kyla joined our team in 2006 and has overall responsibility for the management of the office administration activities including insurance and investment processing. Her dedication to Keith Eck Financial is exemplified through her attention to detail and her positive attitude toward servicing our clients. |
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A graduate of the University of California at San Diego, Kyla holds a degree in Sociology with a minor in Psychology, and also currently holds her California life and health insurance license. During her tenure at UCSD, she earned the position as Director of External Finance of the Undergraduate Investment Society, a student-run organization that is committed to empowering the UCSD community through financial literacy. During her college years she also volunteered as a Mira Costa and Warren College Student Ambassador where she led campus tours and promoted the benefits of higher education in local high schools.
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Our Resource Team-
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Pacific Southwest Financial® is proud to be a CAPITAS® FINANCIAL, LLC Partner since March of 2001.
Keith Eck Financial is a member of Pacific Southwest Financial® and CAPITAS®, FINANCIAL, LLC .
Pacific Southwest Financial® is an independent financial services firm whose large and professional service and support staff provides extensive resources to Keith Eck Financial.
The strength of Pacific Southwest Financial®’s commitment to quality is supported by professionals who adhere to the highest ethical standards.
Pacific Southwest Financial® provides additional strength and resources for Keith Eck Financial as we design and customize plans for our clients. |
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Securities Offered Through Capital Analysts Incorporated:
Member FINRA/SIPC
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David J. Linaugh, MBA, CPA/PFS, CLU, ChFC®
President & Chief Financial Officer
Pacific Southwest Financial® & Insurance Services, Inc.
A Capitas® Financial Partner
CA Insurance License #060014
Dave assists with analyzing our clients’ financial position as well as providing suggestions for minimizing taxes.
Dave is a financial professional with over 30 years of diverse business experience. His background includes public accounting with a large national firm as well as his own practice; managerial experience in industry; and teaching at the high school and college levels. He has been active in the financial services field since 1986.
Dave is a Certified Public Accountant and a registered representative for the sale of investment products. He earned a Bachelor of Science degree from La Salle University and an MBA from Temple University. His credentials include CLU, ChFC® and PFS (Personal Financial Planning Specialist, from the American Institute of CPA’s.)
Active in the industry for many years, Dave holds memberships in the American Institute of CPA’s, California Society of CPA’s and is a General Securities Representative. Dave is licensed in California as a Life and Disability Agent, Property and Casualty Agent and holds a Variable Contracts license.
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Robert E. Rose, J.D., LL.M., CLU, ChFC®
Bob assists with advanced case design alternatives and advanced business succession strategies.
He recieved his bachelor's degree in Political Science & Economics from the University of Colorado, graduating cum laude. He went on to earn his Law Degree from the University of Colorado, and later a Masters Degree in Law from USD.
Organizations Bob belongs to include the California and Colorado Bar, and the Million Dollar Roundtable. He is both a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC®).
Bob's past experience includes being an assistant manager for Connecticut General Life Insurance Company where he was responsible for case design and pension department sales and administration. He also worked for Fidelity Mutual Life Insurance Company for many years as an Agent and manager and was responsible for management and supervision of advanced planning organization. He was also a consultant for New York Life Insurance Company and founded Capital Analysts Incorporated as a registered investment advisor and broker/dealer. |
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Milton G. Brenner
Case Design Specialist
Brokerage/Design Manager
Pacific Southwest Financial® & Insurance Services, Inc.
A Capitas® Financial Partner
CA Insurance License #0551463
Milt assists with our company’s due-diligence, product analysis, and case design.
After graduating from the City University of New York, Milt spent 13 years on Wall Street as an Account Executive for a major investment banking firm. He entered the insurance industry in 1977 when he relocated to San Diego.
Milt worked as an agent with the Paul Revere Insurance Company before joining Mutual Benefit Life as an agent and then as a Manager of their Design Center. He then became Brokerage Manager and Design Center Manager with Sun Life before joining Pacific Southwest Financial.
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