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CAPITAS® FINANCIAL, LLC, is a life insurance and financial services marketing organization founded by a nationwide network of highly experienced insurance and investment specialists. Many of the partners have worked together for up to 30 years.
The aggregate life insurance production for CAPITAS® FINANCIAL, LLC exceeds the new premium results for many top rated insurance carriers.

The portfolio of CAPITAS® FINANCIAL, LLC includes competitive whole life, universal life, variable universal life, term life, long term care, disability, annuities, lifetime settlements and niche products to support cutting edge planning concepts. Our philosophy is to focus on working with a group of highly rated core carriers.

 

Our Philosophy-

Understanding and properly managing every facet of your business is challenging when each of your advisors is focused only on his or her area of expertise. At Keith Eck Financial we utilize a team approach to assist our clients in the coordination of their business succession, estate planning, asset management, and insurance needs. Our strategic alliances of Certified Public Accountants, Estate, tax and business attorneys, family business consultants, business valuation experts, institutional money managers and employee benefits professionals work together to help accomplish your personal and business financial goals and objectives.

We have over 35 years experience in the financial services area, Keith Eck Financial primarily assists closely held and family businesses with the single most important financial event of their lives, the transition out of their business.

“Our mission is to serve clients in a way that is consistent with the values that we as a firm embrace. Our persistence, service and knowledge set us apart from other financial service individuals and firms.”

These values are:

  • Integrity
  • Craftsmanship
  • Innovation
  • Service
  • Financial Conservatism
   


Keith Eck


 

Keith Eck, CLU, ChFC
Founder/Owner
keck@psfin.com
Direct: 858-731-3115
CA Insurance License #0775644

View Keith Eck's profile on LinkedIn

Keith graduated from the University of California in Los Angeles where he earned a Bachelor of Arts degree. He played football at UCLA and subsequently played for the Washington Redskins professional football team in 1977. In 1978, he coached at UCLA and in 1979 played for the New York Giants.

His football career abruptly ended in 1980 when he suffered a heart attack on an airplane en route to a pre-season training camp for the Giants. Shortly thereafter, Keith entered the financial services industry working for a pension firm, where his responsibilities included design and implementation of retirement plans for business owners throughout California. During his tenure Keith developed a passion for assisting business owners with achieving their succession goals. In 1990 Keith founded Keith Eck Financial & Insurance Services to pursue this passion. In 2012 Keith became a member of Business Enterprise Institute's International Network of Exit Planning Advisors.

Active in his community, Keith was a past member of the Board of Directors for the San Diego Make-A-Wish Foundation and has been a volunteer for over 20 years, a co-founder of the Scripps Hospital STAR Program (Stroke Treatment and Recovery) and former branch board president and as well as a former executive board member of the San Dieguito Boys and Girls Club. He resides in Rancho La Costa, California with his wife Marcela and their three children, Kristen, Tanner and Nicole.

Accreditation and Licenses:

  • FINRA Licensed Series 7 and 63 securities and variable agent since 1983
  • Licensed Life, Disability agent since 1978
  • CLUŽ (Chartered Life Underwriter) and ChFC® (Chartered Financial Consultant) since 1986
  • Currently pursuing graduate studies to complete the AEP (Accredited Estate Planner) designation with a specialty in Business Succession Planning

Check the background of this investment professional on FINRA’s BrokerCheck.

Notable Industry honors and awards:

  • Life and qualifying member of the Million Dollar Round Table
  • Member of the MDRT honor roll
  • Membership in the prestigious MDRT Court of the Table
  • MDRT Top of the Table
  • Membership of MDRT Quarter Century Club


Our Resource Team-

 

Pacific Southwest Financial® is proud to be a CAPITAS® FINANCIAL, LLC Partner since March of 2001.

Keith Eck Financial is a member of Pacific Southwest Financial® and CAPITAS®, FINANCIAL, LLC .

Pacific Southwest Financial® is an independent financial services firm whose large and professional service and support staff provides extensive resources to Keith Eck Financial.

The strength of Pacific Southwest Financial®’s commitment to quality is supported by professionals who adhere to the highest ethical standards.

Pacific Southwest Financial® provides additional strength and resources for Keith Eck Financial as we design and customize plans for our clients.

 

 

 

 

David J. Linaugh, MBA, CPA/PFS, CLUŽ, ChFC®
President & Chief Financial Officer
Pacific Southwest Financial® & Insurance Services, Inc.
A Capitas® Financial Partner
CA Insurance License #060014

Dave assists with analyzing our clients’ financial position as well as providing suggestions for minimizing taxes.

Dave is a financial professional with over 40 years of diverse business experience. His background includes public accounting with a large national firm as well as his own practice; managerial experience in industry; and teaching at the high school and college levels. He has been active in the financial services field since 1986.

Dave is a Certified Public Accountant and a registered representative for the sale of investment products. He earned a Bachelor of Science degree from La Salle University and an MBA from Temple University. His credentials include CLUŽ, ChFC® and PFS (Personal Financial Planning Specialist, from the American Institute of CPA’s.)

Active in the industry for many years, Dave holds memberships in the American Institute of CPA’s, California Society of CPA’s and is a General Securities Representative. Dave is licensed in California as a Life and Disability Agent, Property and Casualty Agent and holds a Variable Contracts license.

Check the background of this investment professional on FINRA’s BrokerCheck.

   
     

Milton G. Brenner
Case Design Specialist
Brokerage/Design Manager
Pacific Southwest Financial® & Insurance Services, Inc.
A Capitas® Financial Partner
CA Insurance License #0551463

Milt assists with our company’s due-diligence, product analysis, and case design.

After graduating from the City University of New York, Milt spent 13 years on Wall Street as an Account Executive for a major investment banking firm. He entered the insurance industry in 1977 when he relocated to San Diego.

Milt worked as an agent with the Paul Revere Insurance Company before joining Mutual Benefit Life as an agent and then as a Manager of their Design Center. He then became Brokerage Manager and Design Center Manager with Sun Life before joining Pacific Southwest Financial.

Check the background of this investment professional on FINRA’s BrokerCheck.


   
       
 
       
 
Advisory services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisors.
Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA/SIPC - www.lincolninvestment.com
Keith Eck Financial, Pacific Southwest Financial, Capitas Financial LLC. and the above firms are independent, and non-affiliated.